Myth vs. Reality: Does the Fed Control Mortgage Rates?
You've probably heard the Federal Reserve (the Fed) is raising rates again. And if you're planning to buy or sell a house, you may be wondering what that means for you.With all the headlines, it’s easy to think the Fed sets mortgage rates. That’s actually a common myth. But the Fed’s decisions can s
Two Moves That Can Get You Into Your First Home Sooner
For a lot of first-time buyers, owning a home can feel perpetually a few years out of reach. Saving for a down payment takes time, and each year you spend renting can make owning feel further off.But buying your first home doesn’t have to happen to feel like a far away goal. Two choices you control
What Galveston Home Sellers Actually Net at Closing
Your net proceeds equal your expected sale price minus mortgage payoff, negotiated compensation, title and escrow charges, tax proration, HOA fees, repairs, and concessions. In Galveston’s current market, homes are selling at a median 3.25% below asking, so running a property-specific worksheet befo
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